Own Your Business Location
Stop paying rent and start building equity. Commercial mortgages provide long-term financing (up to 25 years) to purchase or refinance commercial real estate for your business.
Property Types We Finance
- Office Buildings: Single or multi-tenant offices
- Retail Spaces: Storefronts, shopping centers, standalone retail
- Industrial Properties: Warehouses, manufacturing facilities, distribution centers
- Mixed-Use: Commercial + residential combinations
- Special Purpose: Restaurants, medical offices, auto repair shops
- Multi-Family (5+ units): Apartment buildings for investment
🏢 Build Equity
Stop paying rent. Build wealth through property ownership.
📉 Lower Rates
Competitive rates with long amortization periods (up to 25 years).
💰 Tax Benefits
Mortgage interest and depreciation are typically tax-deductible.
🔒 Stable Costs
Fixed payments vs. rising rent costs year after year.
Loan Terms
- Loan Amount: $500K - $10M+
- Down Payment: 20-30% typically required
- Interest Rates: 6-10% (current market, subject to change)
- Amortization: 15-25 years
- Loan-to-Value (LTV): Up to 80%
- Debt Service Coverage Ratio (DSCR): Minimum 1.25x
Requirements
- Credit score: 680+ preferred
- Time in business: 2+ years
- Property appraisal required
- Financials: tax returns, bank statements, rent roll (if applicable)
- Environmental report (Phase 1)
- Personal guarantee from owners (20%+ equity)
Finance Your Commercial Property
Stop renting. Build equity in real estate that supports your business.
Get Pre-Qualified →Or call: 213-349-8151