PMF LA
Get the capital to buy inventory, make payroll, add equipment or take on a larger project. Explore 30+ funding programs with the PMF LA team.
Compare working capital, SBA loans, lines of credit, equipment financing and more. We’ll start with what you need the money for and walk through the options from there.
Funding for payroll, inventory or a slow month. Repayment schedules vary by program and funder; review the payment amount, frequency and total cost before accepting an offer.
Payment structure depends on the program and your offer.
SBA-backed options may support eligible expansion, acquisitions, equipment and owner-occupied property. Structure, rates and timing depend on the program and lender.
Rates may be fixed or variable. Terms depend on use of funds.
Access capital as business needs arise. Compare charges on each draw, account fees and the conditions for borrowing again.
Example of a revolving balance. Fees and access to further draws depend on the agreement.
Compare financing for trucks, ovens, dental chairs or machinery. Collateral, pricing and approval depend on the equipment, provider and business profile.
Same payment every month. Illustrative payment schedule; actual costs and performance vary.
A lump sum for a defined project: a buildout, second location or major order. Compare the repayment schedule and whether the rate or payment can change.
Illustrative fixed-payment schedule. Actual rates, payments and final balances depend on the agreement.
Factoring addresses eligible unpaid B2B invoices. Purchase order financing may cover supplier costs before fulfillment. Each has different requirements and fees.
Illustrative invoice advance. Provider and settlement terms vary.
Use our secure application to share your business details. A specialist reviews your request and discusses available funding programs.
Share your business details through our secure application partner. A specialist reviews your request and available programs.
Full applicationApproval, terms and timing depend on the funder and your business. Prefer to talk first? Call (213) 349-8151.
Share your funding needs and business details with our application partner.
Apply onlineYour specialist reviews available options and walks you through the costs side by side.
Personal guidanceReview the agreement and satisfy the provider's closing conditions. Timing depends on the program, documents and approval.
24 hours – 90 daysUse these program guidelines as a starting point. Eligibility and documentation vary by financing provider, and meeting a guideline does not guarantee approval.
| Program | Amount | Term | Timing guide | Time in business | Monthly revenue | Credit |
|---|---|---|---|---|---|---|
| Working capital | $10K – $20M | 6 – 24 mo | Varies | 6+ mo | $15K+ | 500+ |
| Line of credit | $25K – $500K | Revolving | 24 – 48 hrs | 1+ yr | $20K+ | 600+ |
| Term loan | $50K – $1M | 1 – 5 yrs | 3 – 7 days | 1+ yr | $20K+ | 620+ |
| Equipment | Up to $1.5M | 2 – 7 yrs | 2 – 5 days | 1+ yr | $15K+ | 600+ |
| SBA 7(a) | $350K – $5M | 10 – 25 yrs | 45 – 90 days | Program-specific | Repayment capacity | 680+ |
| Invoice factoring | Up to 90% advance | 30 – 90 days | 1 – 3 days | Any | B2B invoices | No minimum |
| HELOC | $25K – $750K | 10 – 20 yrs | 2 – 3 weeks | n/a | Verifiable income | 660+ |
These ranges are planning guidelines. Availability, credit requirements, terms and timing depend on the program and your business. Review the complete offer and funding conditions before making a commitment.
A Fashion District wholesaler, a Vernon food manufacturer and a Burbank post house don't need the same loan. Pick your industry to see what we usually structure.
Confirm whether the offer is a loan, a credit facility or another financing arrangement, and identify who provides the funds.
Understand funding and brokerage →Compare the amount received, total repayment, payment frequency, fees, collateral and any guarantees required.
Compare funding options →Match the funding purpose and expected cash flow to the offer's conditions. A faster option may not be the right long-term fit.
Explore retail business funding →Still have questions? Talk to a specialist →
An initial conversation is not a credit decision. Before authorizing a credit check, ask whether it is a soft or hard inquiry and when it is required. The process depends on the program and provider.
We review cash flow, credit, operating history and existing obligations against the program and use of funds. SBA requirements depend on the specific program and transaction. Bring your recent business records so we can discuss the right next step.
Some programs may move quickly after approval and receipt of required documents; others require longer underwriting. Ask for the expected timeline and outstanding conditions for your specific offer. Funding time is not guaranteed.
PMF LA reviews working capital, SBA loans, lines of credit, equipment financing, invoice factoring and other business funding options. Availability and requirements vary by program.
Yes, all 50 states and Canada. Los Angeles is home, and the team you talk to sits in Century City.
Explore funding options before deciding whether to complete a full application. Approval and terms depend on your business and the funder.